Home Equity Lines of Credit and Fixed Rate 2nd Mortgages can be used in by themselves or intandem with a 1st Mortgage. Home Equity Loans allow you to access the equity in your home tax free (consult your tax advisor)

Uses for a Home Equity Loan:

• Consolidating Bills
• Combine with a Conforming 1st Loan to Avoid High Jumbo Mortgage Rates
• Purchasing a vehicle
• Home Improvement and Additions
• Cash for Investment
• Line of Credit For a Rainy Day

Home Equity Lines of Credit

• Rates as Low as Prime Plus 1.00%
• Prime adjusts monthly
• Interest Only Payments
• Reusable Line of Credit
• Pay only on the amount you use

Fixed Rate 2nd Mortgages

• The rate is fixed of the life of the loan
• 30 Year and 15 Year Terms Available